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Payment Page Protection

PCI DSS version 4.0 has introduced two key new requirements to add further protection to online payment pages. These requirements are contained within the shortest questionnaire SAQ-A so apply to all ecommerce payment pages where an embedded form such as iFrame is used.

These requirements apply to both merchants and service providers, therefore a merchant cannot outsource this responsibility to their payment gateway as both entities have obligations. These requirements state:

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PCI Requirement 6.4.3

All payment page scripts that are loaded and executed in the consumer’s browser are managed as follows:

  • A method is implemented to confirm that each script is authorised.
  • A method is implemented to assure the integrityof each script.
  • An inventory of all scripts is maintained withwritten justification as to why each is necessary.

PCI Requirement 11.6.1

A change-and-tamper detection mechanism is deployed as follows:

  • To alert personnel to unauthorised modification to the HTTP headers and the contents of payment pages as received by the consumer browser.
  • The mechanism is configured to evaluate the received HTTP header and payment page.
  • The mechanism functions are performed at leastevery seven days or periodically as defined in a targeted risk analysis.

How to meet these requirements

Whilst you can use mechanisms such as Sub-resource integrity(SRI) and Content Security Policy (CSP), use of these tools can be challenging and manual regular auditing and management is required plus a high level of expertise.

Using a vendor solution that is specifically tailored to meeting these requirements with minimal disruption to your business is our recommendation.

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We researched offerings for months and ultimately decided to partner with industry leader Source Defense to offer a solution that meets the requirements in an efficient manner that requires minimal ongoing management. Two solutions are offered:

Detect

Scanning, detection and alerting which is an external implementation and provides visibility into client-side security incidents by extending security to the browser.

Protect

An automated protection mechanism deployed as two lines of code on your website. This is more a ‘set and forget’ option and provides out of the box security and compliance.

Register Now

To obtain more information including a list of FAQs please register using the form. Or you can get in touch and we can discuss directly.

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